The first thing I did to tackle my mounting debt, admittedly was daunting. My god this scared the life out of me. Because although I knew who I owed money to the amount was always a ball figure in my head. Part of the reason I’ve never dealt with my money problems is because I was actually afraid to know exactly how bad things have gotten.
Side note: I began to get seriously obsessed with my debt and stumbled upon the one and only Dave Ramsey and his baby steps https://amzn.to/2XvXhmn. I’m writing this in August 2019 and I can honestly say this man has changed my life. Sometimes it’s good that google listens to you when you speak lol.
So out of my head and onto a bit of paper for me. Boy did I list these bad boys. As I sat back and looked at my work. I proceeded to apply The baby steps method to my list .
To be continued ….